Truckers Package Policy
Guide to Coverage
Auto Liability: Pays when your truck is at fault in an accident. Would pay for injuries to people in the other vehicle as well as the damage done to their vehicle.
Motor Truck Cargo: Covers loss to the cargo you are hauling where you are responsible for the loss.
Physical Damage Coverage: Pays for damage to your vehicle. Examples would be collision, roll over, and theft of the vehicle.
Rate Basis Information
Long Haul: Any company that travels beyond a 500 mile radius.
Short Haul: Any company that travels within a 500 mile radius.
Chicago Area Counties: Mchenry, Kane, Lake, Cook, Dupage, Kendall, Will
Average Account: New as well as Older Equipment
Good drivers with 5+ years experience
Minimum losses within 5 years.
Substandard Account: Older Equipment
Average drivers with less than 2 violations and 2+ years exp. Some losses within the past 5 years
Preferred Account: New equipment
Excellent drivers with clean MVRs and 10+ years experience
5 year clean loss history